Creditor insurance is typically sold alongside personal loans, finance loans, mortgage loans, revolving loans or credit cards.

MetLife’s creditor insurance products are module-based with options to select from life, disability and critical illness cover. The products are designed to protect the insured's monthly financial repayments on loan or credit card if disability coverage is selected. The life and critical illness coverage can clear entire or part of insured's debt when it is most needed.

MetLife’s creditor insurance products can be developed to be available to a wide customer base provided that the individual meets specified eligibility requirements.